Personal Savings & CD's
Put Your Money to Work!
Put your money to work with one of our savings accounts. Whether you're planning for the long term or putting a few dollars away for a holiday, we have an account for you.
Personal Savings Account
- $100 Minimum to open
- Tiered interest rate structure. Interest will be compounded daily, credited quarterly and paid on the collected balance. No minimum balance required to earn interest.
- Two (2) total debit transactions allowed per month; additional debits or drafts are $2.00 each, except for ATM withdrawals regardless of balance (See ATM banking section for ATM banking fees)
- Quarterly statements
- Free basic internet banking
Personal Money Market
- $100 Minimum to open
- Tiered Interest Rates
- Monthly maintenance fee avoided with reasonable daily/monthly
average balance requirements
Certificate of Deposit
For customers who do not require immediate access to their funds and want to earn a higher rate of interest, Old
Harbor Bank offers a variety of CD products.
CD accounts are fee free; however, substantial penalties will apply for early withdrawals. See the Account Disclosure for more information on early withdrawal penalties. CD accounts earn interest at the Rate and Annual Percentage Yield (APY) printed on the face of the certificate for the initial term of the certificate. For each automatic renewal, the interest Rate and APY will renew at the prevailing APY and for the same term. Interest is compounded daily.
Christmas Club
- Opening deposit of $25.00
- No monthly service charge
- Make automatic monthly deposits from your Old Harbor Bank checking account
- Account will remain open after Christmas if a deposit is made by March 1st of the
following year
- Your check will automatically be sent to you in time for your Holiday shopping
