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| FACTS |
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| Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and birth date
- Account Balances and transaction history
- Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice. |
| How? |
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Old Harbor Bank chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information |
Does Old Harbor Bank share? |
Can you limit this sharing? |
For our everyday business purposes -
such as to process your transactions, maintain your accounts(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes -
to offer our products and services to you |
Yes |
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For joint marketing with other financial companies |
No |
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For our affiliates’ everyday business purposes -
information about your transactions and experiences |
No |
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For our affiliates' everyday business purposes -
information about your creditworthiness |
No |
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For our affiliates to market to you |
No |
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For non-affiliates to market to you |
No |
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| Questions? |
Call 727-451-2265 or go to www.oldharborbank.com |
| Who is providing this notice? |
Old Harbor Bank |
| How does Old Harbor Bank protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Old Harbor Bank collect my personal information? |
We collect your personal information, for example, when you
- Open an account or apply for a loan
- Pay your bills or deposit money
- Use your debit card
We also collect your personal information from others, such as credit bureaus, affiliates or other companies. |
| Why can’t I limit all sharing |
Federal law gives you the right to limit only:
- sharing for affiliates’ everyday business purposes-information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. |
Affiliates |
Companies related by common ownership or control. They can be financial and non-financial companies.
- Old Harbor Bank does not have affiliates.
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Non-affiliates |
Companies not related by common ownership or control. They can be financial and non-financial companies.
- Old Harbor Bank does not share with non-affiliates so they can market to you.
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Joint Marketing |
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
- Old Harbor Bank does not jointly market.
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| Other Important Information |
Old Harbor Bank will not ask you to submit personal or account information via e-mail. If you receive an e-mail appearing to be from Old Harbor Bank that asks for your personal information such as your account number, social security number or password, do not respond to the e-mail and notify us immediately at 727-451-2265. |
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